FTMO Privacy Policy

Company Structure and Scope of Services

FTMO is not a broker, and it does not offer access to real-money trading accounts. The company’s services are limited to educational simulations and evaluations. All accounts issued by FTMO are demo accounts funded with fictitious capital. These accounts mimic real market environments but do not involve real money.

FTMO’s structure is built around simulated trading to evaluate a user’s ability to manage risk and reach predefined performance targets. Once a user passes both evaluation phases, they are assigned a larger simulated account and become eligible for compensation based on their virtual performance.

This model does not involve any investment service, fund management, or execution of trades with live capital.

Core Legal Conditions in the FTMO Terms of Use

The FTMO Terms of Use include several specific legal and operational limitations that all users must agree to. These terms affect how traders interact with the platform and what they should expect in return.

Summary of Key Legal Terms

Term / Condition

Description

Account Type

Only demo accounts with fictitious funds are provided

Financial Nature

FTMO does not provide broker services or financial intermediation

Purpose

Platform is strictly for educational and evaluation purposes

Regulatory Disclaimer

FTMO does not operate under a financial regulatory license

User Agreement

Use of the site implies full agreement with these terms

Geographical Restrictions

Not available to users where local law prohibits use of such services

All users must confirm that they are over the age of 18 and understand that they are not participating in real-money trading or investment services.

Responsibilities for Users

When you sign up on FTMO’s platform or begin an evaluation, you take on specific responsibilities. These are outlined in the FTMO Terms of Use and serve as the basis for how you are expected to behave during the Challenge, Verification, and FTMO Account phases.

Here are the responsibilities users must accept:

  • Respect Evaluation Criteria:
    FTMO requires users to stay within specified drawdown and profit limits. Any breach may lead to disqualification without refund.

  • Understand Simulation Limits:
    All trading done on FTMO is in a controlled demo environment. Performance has no market impact.

  • No Misrepresentation or Third-party Use:
    Accounts must be used solely by the registered user. Sharing access or copying trades may result in termination.

This section of the terms makes it clear that FTMO expects users to act in good faith and take personal responsibility for all activity under their user account.

Limitations of the Platform

FTMO does not promise investment advice, portfolio guidance, or trade execution. The following are explicitly excluded from the company’s services:

Platform Limitations 

  1. No access to real-money or live-market trading accounts

  2. No guarantees of income or profits

  3. No financial advice, tax services, or portfolio management

  4. No market orders executed on behalf of users

  5. No handling of user funds or deposits

FTMO also reserves the right to modify, suspend, or terminate parts of its platform, including rules or tools, without prior notice. That clause is standard for digital platforms, but still something users should take into account before investing time or money into the Challenge.

FTMO Terms of Use: Regional Restrictions

The platform’s services are not open to residents of countries or jurisdictions where simulated trading or trading-related education is restricted or prohibited by law. The burden of legal compliance rests entirely on the user. FTMO’s website includes this legal clause in multiple places to ensure it is not interpreted as a financial solicitation.

Examples of such restricted jurisdictions may include regions with sanctions, financial trade blocks, or regulatory bans on retail prop trading models.

Termination and Changes to the Agreement

The FTMO Terms of Use includes clauses related to the termination of access or services. FTMO may revoke access to its platform at any time if it suspects:

  • Breach of evaluation rules

  • Violation of account usage terms

  • Attempts to game or exploit simulated trading conditions

Additionally, FTMO reserves the right to revise the Terms of Use at any time. Users are expected to check for updates and continued use of the site implies agreement with all changes.

Conclusion

The FTMO Terms of Use define the core operational and legal structure of the company’s services. The platform is built entirely around simulated trading and provides no real-money investment opportunities. If you’re looking for a traditional trading firm, this isn’t that. If you’re interested in demonstrating trading performance under strict rules in a simulation, FTMO offers a clear framework — but it comes with firm legal and structural limits.

Understanding the FTMO Terms of Use before signing up is necessary. Many misunderstandings in online reviews stem from users expecting something the company explicitly does not provide. Reading the fine print is not optional — it’s the only way to engage responsibly.

FAQ

No. FTMO is not a broker and does not hold any financial license. It offers educational trading simulations only.

All trading accounts are simulated. Profits are virtual. Traders can receive real payouts based on virtual performance but do not trade with real money.

Not necessarily. FTMO restricts access in countries where their model is not permitted by law.